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Professional Indemnity Insurance: Compare Rates & Options

If you want the best value-for-money Professional Indemnity Insurance rates and options, you are definitely in the right place. At Professional Indemnity Insurance Online, we help you compare Professional Indemnity Insurance policy offers and quotes from a comprehensive range of Australia's leading and best rated Professional Indemnity Insurance companies and specialist brokers!

We help you find the right cover at the best rates!

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  • Multiple Insurers
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  • Personal Advice
  • Professional Service
  • Tailored Cover
Your free professional indemnity insurance quote comparison starts here!
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All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.

Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

What Does Professional Indemnity Insurance Cover?

Professional indemnity insurance is designed to protect professionals and businesses from financial losses if a client claims they suffered damage due to negligent advice, mistakes, or breaches of duty. Whether you're an accountant, consultant, engineer, or IT professional, this coverage safeguards you against legal fees, compensation claims, and reputational damage.

We connect you with specialist brokers who assess your industry-specific risks and tailor a policy that ensures you’re fully protected.

Key Coverage Areas:

  • Legal costs and defense fees
  • Professional negligence claims
  • Breach of confidentiality and data protection issues
  • Defamation, libel, or slander claims
  • Lost or damaged client documents

Do you need professional indemnity insurance? Find out by speaking with a specialist broker today.

How Much Does Professional Indemnity Insurance Cost?

The cost of professional indemnity insurance depends on several factors, including your industry, level of risk, annual revenue, and the amount of coverage you need. Premiums can range from a few hundred dollars per year for freelancers to thousands for high-risk professions like financial advisors or medical consultants.

We work with specialist brokers who provide tailored quotes based on your specific business needs—ensuring you don’t overpay for unnecessary coverage.

Factors That Affect Your Premiums:

  • Industry and risk level (e.g., medical professionals vs. graphic designers)
  • Claim history and prior insurance coverage
  • Coverage limits ($500,000 to $10 million+)
  • Business size and revenue
  • Regulatory requirements for your profession

Want a competitive quote? Speak to an expert broker today and find the right coverage at the best price.

Is Professional Indemnity Insurance Mandatory for My Profession?

For many professions in Australia, professional indemnity insurance is either legally required or strongly recommended. Industries such as law, accounting, financial advice, real estate, and healthcare often have mandatory PI insurance requirements set by governing bodies.

If you’re unsure whether you need PI insurance, our specialist brokers can help you navigate the regulations and ensure you meet industry standards.

Common Professions That Require PI Insurance:

  • Accountants and financial advisors
  • Lawyers and legal consultants
  • Engineers, architects, and construction professionals
  • IT consultants and cybersecurity specialists
  • Medical practitioners, therapists, and allied health professionals

Not sure if it applies to you? Speak to a licensed broker who understands your industry and can guide you to the right level of coverage.

Why Choose Us?

  • Access to Specialist Brokers – Get tailored advice from experts who specialize in your profession.
  • Compare Competitive Quotes – Find coverage that meets your needs without overpaying.
  • Quick and Easy Process – Answer a few questions, and we’ll connect you with a broker who understands your industry.

Get a Quote Today – Protect your business with the right professional indemnity coverage!

Professional Indemnity Insurance

Professional Indemnity Insurance (also known in Australia as PI insurance) is an insurance cover for professionals to indemnify against the financial implications of providing advice to others. Professional Indemnity Insurance also includes cover for associated legal and professional costs in defending a claim.

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Best rates

Simply complete our short online loan quote form for access to the best Professional Indemnity Insurance rates in the country, including (but not limited to) I.T. Professionals, Real Estate Agents, Doctors, Dentists and other Medical Professionals, Lawyers, Accountants, Architects, Surveyors, Insurance and Finance Brokers, Financial Planners,  Engineers, etc.

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Compare Options

Because all Professional Indemnity policies are different, we help you compare features and benefits - not just price - ensuring that you get the best value Professional Indemnity protection that your money can buy.

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Multiple Insurers

When you submit an online quote request with us, we match your details instantly against the specialties of over 1000 insurance professionals across Australia - all competing for your business.

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Insurance Calculators

Need some help calculating your professional indemnity insurance sum insured and limits? Try our Professional Indemnity Insurance Calculator to make the job quick and easy!

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Make Informed Decisions

Visit our extensive library of informative Professional Indemnity Insurance Articles, the latest Insurance Online News, and listen to the latest episode of our News Podcast to stay in the loop with what's happening, why it matters to you, and some key takeaways you can use.

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Personal Advice

Insurance Online does not provide personal financial advice or claims assistance directly. All enquiries, including quote comparisons, claims assistance and any form of personal advice, are provided by a licensed specialist broker, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request.

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Broker Matching

A specialist Commercial Insurance Broker will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers you provide in your professional indemnity insurance quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

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Professional Indemnity Insurance Articles

Understanding Risk Management: A Guide for Australian Professionals
Understanding Risk Management: A Guide for Australian Professionals
Risk management is a crucial concept that involves identifying, assessing, and prioritizing risks with the aim of minimizing their impact. For professionals, understanding and effectively managing risks can make the difference between stagnant growth and thriving success. But why is it particularly significant for those in Australia? - read more
Common Misconceptions About Professional Indemnity Insurance Debunked
Common Misconceptions About Professional Indemnity Insurance Debunked
Professional indemnity insurance is a type of coverage specifically designed to protect consultants and business professionals from legal claims and financial losses due to errors or omissions in their services. It provides peace of mind for those who offer expert advice or services to clients. - read more
Top 5 Reasons Australian Professionals Need Tailored Indemnity Insurance
Top 5 Reasons Australian Professionals Need Tailored Indemnity Insurance
In the fast-paced and dynamic landscape of today’s professional world, indemnity insurance has become a cornerstone of financial security for many Australian professionals. This type of insurance provides protection against claims of negligence or breach of duty made by clients or third parties. Without this safeguard, professionals may face substantial legal fees and damages that can significantly impact their financial stability. - read more
How to Tailor Your Professional Indemnity Insurance for Better Liability Coverage
How to Tailor Your Professional Indemnity Insurance for Better Liability Coverage
Professional indemnity insurance is designed to protect professionals from legal claims made against them due to mistakes or negligence in their work. It acts as a safeguard, covering legal costs and any damages awarded, ensuring that professionals can continue their practice without financial burden. - read more
Why Professional Indemnity Insurance is Vital for Protecting Your Reputation as a Consultant
Why Professional Indemnity Insurance is Vital for Protecting Your Reputation as a Consultant
As a consultant, safeguarding your professional reputation is crucial. One effective way to do this is through Professional Indemnity Insurance. But what exactly is it? In simple terms, professional indemnity insurance is designed to protect professionals against claims made by clients for professional negligence or breach of duty. It acts as a safety net, covering legal costs and any damages awarded, if a client alleges that you've made a mistake or left them shortchanged by your services. - read more

Insurance News

Surge in Mental Health Claims Reshapes Australia's Insurance Landscape
Surge in Mental Health Claims Reshapes Australia's Insurance Landscape
02 Dec 2025: Paige Estritori
Australia's insurance industry is experiencing a significant shift as mental health conditions have become the leading cause of total and permanent disability (TPD) claims. Recent data from the Council of Australian Life Insurers (CALI) indicates that mental health issues now account for nearly one-third of all TPD claims, marking a substantial change in the industry's claim patterns. - read more
Australian Insurance Premiums See Notable Decrease
Australian Insurance Premiums See Notable Decrease
02 Dec 2025: Paige Estritori
Recent data indicates a notable decline in life and income protection insurance premiums across Australia, providing consumers with more affordable coverage options. According to the latest Direct Life Insurance Report from Rainmaker Information, direct life premiums have decreased by 7% since 2024. Similarly, direct income protection premiums have seen significant reductions, with average premiums for waiting periods of 30 days and 90 days decreasing by 12% and 13%, respectively. - read more
TAL's Health Sense Plus Now Covers Income Protection Policies
TAL's Health Sense Plus Now Covers Income Protection Policies
02 Dec 2025: Paige Estritori
In a significant development for policyholders, TAL has expanded its Health Sense Plus program to encompass income protection (IP) policies. This initiative, effective from August 8, 2025, aims to incentivise proactive health management by offering premium discounts to clients who engage in preventative health checks. - read more
Northern Australian Marinas Appeal for Government Support Amid Escalating Insurance Costs
Northern Australian Marinas Appeal for Government Support Amid Escalating Insurance Costs
02 Dec 2025: Paige Estritori
Marina operators across Northern Australia are sounding the alarm over surging insurance premiums, with some reporting increases exceeding 300% in recent years. This financial strain is prompting urgent calls for government intervention to ensure the sustainability of the industry. - read more
Coast Insurance Announces New Co-CEOs to Propel Strategic Growth
Coast Insurance Announces New Co-CEOs to Propel Strategic Growth
02 Dec 2025: Paige Estritori
In a significant move within the Australian insurance sector, Coast Insurance has appointed Stephanie Muller and Jordan Brindley as Co-Chief Executive Officers. This strategic decision underscores the company's commitment to robust leadership and sustained growth. - read more
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Your free professional indemnity insurance quote comparison starts here!
Cover Amount:
Postcode:

All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.


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Income Insurance:
Insures your income in the event of you being unable to work due to sickness or accident.

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