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Professional Indemnity Insurance: Compare Rates & Options

If you want the best value-for-money Professional Indemnity Insurance rates and options, you are definitely in the right place. At Professional Indemnity Insurance Online, we help you compare Professional Indemnity Insurance policy offers and quotes from a comprehensive range of Australia's leading and best rated Professional Indemnity Insurance companies and specialist brokers!

We help you find the right cover at the best rates!

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  • Multiple Insurers
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  • Personal Advice
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  • Tailored Cover
Your free professional indemnity insurance quote comparison starts here!
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All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.

Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

What Does Professional Indemnity Insurance Cover?

Professional indemnity insurance is designed to protect professionals and businesses from financial losses if a client claims they suffered damage due to negligent advice, mistakes, or breaches of duty. Whether you're an accountant, consultant, engineer, or IT professional, this coverage safeguards you against legal fees, compensation claims, and reputational damage.

We connect you with specialist brokers who assess your industry-specific risks and tailor a policy that ensures you’re fully protected.

Key Coverage Areas:

  • Legal costs and defense fees
  • Professional negligence claims
  • Breach of confidentiality and data protection issues
  • Defamation, libel, or slander claims
  • Lost or damaged client documents

Do you need professional indemnity insurance? Find out by speaking with a specialist broker today.

How Much Does Professional Indemnity Insurance Cost?

The cost of professional indemnity insurance depends on several factors, including your industry, level of risk, annual revenue, and the amount of coverage you need. Premiums can range from a few hundred dollars per year for freelancers to thousands for high-risk professions like financial advisors or medical consultants.

We work with specialist brokers who provide tailored quotes based on your specific business needs—ensuring you don’t overpay for unnecessary coverage.

Factors That Affect Your Premiums:

  • Industry and risk level (e.g., medical professionals vs. graphic designers)
  • Claim history and prior insurance coverage
  • Coverage limits ($500,000 to $10 million+)
  • Business size and revenue
  • Regulatory requirements for your profession

Want a competitive quote? Speak to an expert broker today and find the right coverage at the best price.

Is Professional Indemnity Insurance Mandatory for My Profession?

For many professions in Australia, professional indemnity insurance is either legally required or strongly recommended. Industries such as law, accounting, financial advice, real estate, and healthcare often have mandatory PI insurance requirements set by governing bodies.

If you’re unsure whether you need PI insurance, our specialist brokers can help you navigate the regulations and ensure you meet industry standards.

Common Professions That Require PI Insurance:

  • Accountants and financial advisors
  • Lawyers and legal consultants
  • Engineers, architects, and construction professionals
  • IT consultants and cybersecurity specialists
  • Medical practitioners, therapists, and allied health professionals

Not sure if it applies to you? Speak to a licensed broker who understands your industry and can guide you to the right level of coverage.

Why Choose Us?

  • Access to Specialist Brokers – Get tailored advice from experts who specialize in your profession.
  • Compare Competitive Quotes – Find coverage that meets your needs without overpaying.
  • Quick and Easy Process – Answer a few questions, and we’ll connect you with a broker who understands your industry.

Get a Quote Today – Protect your business with the right professional indemnity coverage!

Professional Indemnity Insurance

Professional Indemnity Insurance (also known in Australia as PI insurance) is an insurance cover for professionals to indemnify against the financial implications of providing advice to others. Professional Indemnity Insurance also includes cover for associated legal and professional costs in defending a claim.

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Best rates

Simply complete our short online loan quote form for access to the best Professional Indemnity Insurance rates in the country, including (but not limited to) I.T. Professionals, Real Estate Agents, Doctors, Dentists and other Medical Professionals, Lawyers, Accountants, Architects, Surveyors, Insurance and Finance Brokers, Financial Planners,  Engineers, etc.

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Compare Options

Because all Professional Indemnity policies are different, we help you compare features and benefits - not just price - ensuring that you get the best value Professional Indemnity protection that your money can buy.

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Multiple Insurers

When you submit an online quote request with us, we match your details instantly against the specialties of over 1000 insurance professionals across Australia - all competing for your business.

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Insurance Calculators

Need some help calculating your professional indemnity insurance sum insured and limits? Try our Professional Indemnity Insurance Calculator to make the job quick and easy!

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Make Informed Decisions

Visit our extensive library of informative Professional Indemnity Insurance Articles, the latest Insurance Online News, and listen to the latest episode of our News Podcast to stay in the loop with what's happening, why it matters to you, and some key takeaways you can use.

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Personal Advice

Insurance Online does not provide personal financial advice or claims assistance directly. All enquiries, including quote comparisons, claims assistance and any form of personal advice, are provided by a licensed specialist broker, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request.

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Broker Matching

A specialist Commercial Insurance Broker will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers you provide in your professional indemnity insurance quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

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Professional Indemnity Insurance Articles

How to Tailor Your Professional Indemnity Insurance for Better Liability Coverage
How to Tailor Your Professional Indemnity Insurance for Better Liability Coverage
Professional indemnity insurance is designed to protect professionals from legal claims made against them due to mistakes or negligence in their work. It acts as a safeguard, covering legal costs and any damages awarded, ensuring that professionals can continue their practice without financial burden. - read more
Top 5 Reasons Australian Professionals Need Tailored Indemnity Insurance
Top 5 Reasons Australian Professionals Need Tailored Indemnity Insurance
In the fast-paced and dynamic landscape of today’s professional world, indemnity insurance has become a cornerstone of financial security for many Australian professionals. This type of insurance provides protection against claims of negligence or breach of duty made by clients or third parties. Without this safeguard, professionals may face substantial legal fees and damages that can significantly impact their financial stability. - read more
Common Misconceptions About Professional Indemnity Insurance Debunked
Common Misconceptions About Professional Indemnity Insurance Debunked
Professional indemnity insurance is a type of coverage specifically designed to protect consultants and business professionals from legal claims and financial losses due to errors or omissions in their services. It provides peace of mind for those who offer expert advice or services to clients. - read more
Understanding Risk Management: A Guide for Australian Professionals
Understanding Risk Management: A Guide for Australian Professionals
Risk management is a crucial concept that involves identifying, assessing, and prioritizing risks with the aim of minimizing their impact. For professionals, understanding and effectively managing risks can make the difference between stagnant growth and thriving success. But why is it particularly significant for those in Australia? - read more
Why Professional Indemnity Insurance is Vital for Protecting Your Reputation as a Consultant
Why Professional Indemnity Insurance is Vital for Protecting Your Reputation as a Consultant
As a consultant, safeguarding your professional reputation is crucial. One effective way to do this is through Professional Indemnity Insurance. But what exactly is it? In simple terms, professional indemnity insurance is designed to protect professionals against claims made by clients for professional negligence or breach of duty. It acts as a safety net, covering legal costs and any damages awarded, if a client alleges that you've made a mistake or left them shortchanged by your services. - read more

Insurance News

Allianz Partners Highlights the Risks of Travelling Uninsured
Allianz Partners Highlights the Risks of Travelling Uninsured
14 Dec 2025: Paige Estritori
Recent research commissioned by the Insurance Council of Australia (ICA) and the Department of Foreign Affairs and Trade's (DFAT) Smartraveller program has unveiled a concerning trend: approximately 14% of Australian travellers embark on international journeys without any form of travel insurance. This statistic has prompted Allianz Partners to urge Australians to reconsider the importance of securing adequate coverage before travelling abroad. - read more
Surge in Medical Claims Among Australian Travellers Highlights Importance of Comprehensive Insurance
Surge in Medical Claims Among Australian Travellers Highlights Importance of Comprehensive Insurance
14 Dec 2025: Paige Estritori
In 2024, medical incidents emerged as the leading cause of travel insurance claims among Australian travellers, accounting for more than 40% of all claims handled by nib Travel. This trend underscores the critical importance of securing comprehensive travel insurance to mitigate the financial risks associated with medical emergencies abroad. - read more
Rising Travel Insurance Claims Among Australians Visiting Bali
Rising Travel Insurance Claims Among Australians Visiting Bali
14 Dec 2025: Paige Estritori
The allure of Bali continues to captivate Australian travellers, with a notable 43% increase in travel insurance policies purchased for the destination since the 2022/23 summer season. This surge has corresponded with a 50% rise in related insurance claims, now accounting for 16% of all claims submitted to Southern Cross Travel Insurance (SCTI) in 2024. - read more
QBE Insurance Faces Market Challenges with Slower Premium Growth
QBE Insurance Faces Market Challenges with Slower Premium Growth
14 Dec 2025: Paige Estritori
QBE Insurance Group, Australia's largest insurer by market value, recently experienced a significant decline in its share price, reaching a seven-month low. This downturn is primarily attributed to a slowdown in the company's premium rate growth during the third quarter of 2025. - read more
Australian Insurers Achieve Record Profits Amid Rising Premiums
Australian Insurers Achieve Record Profits Amid Rising Premiums
14 Dec 2025: Paige Estritori
Australia's insurance industry has reported an after-tax profit of $6.1 billion for the year 2024, a figure that is three times higher than the five-year average of $2 billion. This substantial increase is attributed to significant premium hikes and a relatively benign year for natural disasters. - read more
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Your free professional indemnity insurance quote comparison starts here!
Cover Amount:
Postcode:

All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.


Knowledgebase
Grace Period:
A set amount of time after the premium is due during which a policyholder can make a payment without the insurance coverage lapsing.

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